Tag Archives: Student Loans

Home Equity Line of Credit vs Refinance?

Posted on November 25, 2010 by admin

da_red12 asked: I am currently in Chapter 13. I filed 10/04. I have a home with approx 100K in equity. I would like to pay my way out of BK at the 36 month mark (approx 16K) , pay off … Continue reading →

Posted in Credit | Tagged , , , , , , , , , , | 3 Comments

If I choose to blow off a mortgage loan, how long will it take to regain credit?

Posted on March 13, 2009 by admin

badgirl asked: BadGirl has an idea. What if I dump all of my student loans into a refinance and/or home equity (on property I own, but need to unload), and then I decide to bail on that property. It will … Continue reading →

Posted in Credit | Tagged , , , , , , , , , , , , , , | 12 Comments

How do I get out of a negative home equity situation with EMC Mortgage and 5/3 Bank?

Posted on December 14, 2008 by admin

LifeSaver asked: I tried to re-finance my 1st and 2nd mortgage with these two banks and was not successful due to owing more on my mortgages than my house is worth (& high credit card debt of about $25K). My … Continue reading →

Posted in Renting & Real Estate | Tagged , , , , , , , , , , , , , , | 4 Comments

Paying the bills while separated?

Posted on December 9, 2008 by admin

Johnboy asked: My wife started dating while we were still married. I found out and left the house in October. We have filed for divorce. I am still paying for the cars, insurance mortgage, home equity loan plus my own … Continue reading →

Posted in Marriage & Divorce | Tagged , , , , , , , , , , , , , , | 7 Comments