Tag Archives: Lot

Getting a mortgage?

Veritas et Aequitas () asked: Okay, if you pay off a home and own it free and clear, can you later get a mortgage on the property? I am basically asking, is there any other option rather than taking out … Continue reading

Posted in Renting & Real Estate | Tagged , , , | 7 Comments

my credit is not the best and i have asked my mortgage?

Ellen J asked: company to help me with a equity loan. i have good equity in my home and have a good payment history of paying my house note. but i do have a lot of other things that i … Continue reading

Posted in Renting & Real Estate | Tagged , , , , | 5 Comments

What happens when a person goes bankrupt? I have a lot of friends who have so much credit card debt & I am?

Karma asked: I am wondering if they would be better going bankrupt but I have no idea what the consequences are for this…I always just work harder & do more things & so I don’t know what they are going … Continue reading

Posted in Credit | Tagged , , , | 2 Comments

How will his bankruptcy affect my divorce?

Marie M asked: I filed for divorce in March of 2009 – My ex left in January of 2008. Now he is filing for bankruptcy, how will that affect my divorce (he has yet to retain an attorney for our … Continue reading

Posted in Marriage & Divorce | Tagged , , , , , , , , , , | 3 Comments

How to finance home improvements without equity loans? I want payments based on loan terms GREATER THAN 15yrs?

jolifrijoles asked: I am so irritated with the catch-22 of home improvement. You can’t get a loan without having equity (i just bought 4 months ago), and in this market you sure aren’t going to get equity without boosting the … Continue reading

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Is there help for us to combine our home equity and home mortgage?

Box asked: I will try to make this short, it is complicated. We own 2 commerical buildings, and our home. We have been trying to pay down credit cards for 4 years now with Consumer Credit Counselors. Well economy is … Continue reading

Posted in Personal Finance | Tagged , , , , , , , , , , , , , , | 3 Comments

Is a home equity loan an ideal way to pay off credit card debt?

bodyC asked: Ok, this is unconventional – My mom is disabled. Her home was affected by Katrina. Her home is finally fixed. However, during the past two years, she’s accrued close to $100,000 in credit card bills to pay off … Continue reading

Posted in Credit | Tagged , , , , , , , , , , , , , , | 5 Comments

Cash in on the Benefits of Secured Home Equity Loans

Johns Tiel asked: Possessing a home means a lot more than just having a shelter of your own. The equity of your home is a far stronger weapon which you realise only in the times of need. The benefits of … Continue reading

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What Exactly is a Home Equity Loan, Anyway?

Ajeet Khurana asked: Did your neighbor just update his or her home and when you asked how they could afford it they stated that they did it all with a home equity loan? If so, you may be wondering exactly … Continue reading

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