Tag Archives: Home Equity

Reverse Mortgage Loans! Questions and Answers

Juhani Tontti asked: This article can handle only some of the many questions and I strongly recommend, that before you will sign anything, you go and meet the federal reverse mortgage counselor, who can tell, what is the best solution … Continue reading

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Senior Reverse Mortgage – A Way to Use Your Home Equity

Juhani Tontti asked: The target group of the senior reverse mortgage are seniors, who are cash poor but equity rich. They have paid the most part of their mortgages during many years but then for some reason, their financial situation … Continue reading

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home equity to get out of debt?

laurie m asked: house worth $560,000 (value) mortgage loan balance $347,000.00/home equity balance 46,000 the line was 131,000 and we’ve spent 86,000 on home repairs. We have 20,000.00 in credit card debt from an adoption. We make too much to … Continue reading

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Invest in Roth IRA or use more Home Equity for Rehab Project?

OP-lo asked: I currently have a stash of cash in a money market earning 3.61% APY. I also have a home improvement project set to start later this month. I have enough cash to cover about 40% of the project. … Continue reading

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Mortgagees, have you tried the bi-weekly mortgage payment program and if so, has it worked out for you?

Guinness asked: I am told it will reduce the life of my mortgage loan by 7 years, and will add to my home equity significantly within 10 years. Is anyone out there actually doing this and have you seen positive … Continue reading

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home equity or new mortgage?

lee b asked: I own a house free and clear, FMV about 58000.00, its a rental, score is 600. Can I get a loan? I have about 6K in 401K. All my money is in the rental house. Any suggestion … Continue reading

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If I choose to blow off a mortgage loan, how long will it take to regain credit?

badgirl asked: BadGirl has an idea. What if I dump all of my student loans into a refinance and/or home equity (on property I own, but need to unload), and then I decide to bail on that property. It will … Continue reading

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How do I get out of a negative home equity situation with EMC Mortgage and 5/3 Bank?

LifeSaver asked: I tried to re-finance my 1st and 2nd mortgage with these two banks and was not successful due to owing more on my mortgages than my house is worth (& high credit card debt of about $25K). My … Continue reading

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