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Tag Archives: Home Equity Loan
Re-finance my condo? Second mortgage?
Rachel Green asked: If I re-finance my condo, can I add in other debt like credit cards and such? Or is that when you get a second mortgage? I want to put everything into one monthly payment. I highly DOUBT … Continue reading
Posted in Personal Finance
Tagged Credit Cards, Home Equity Loan, Mortgage Finance, Second Mortgage
3 Comments
I have a 30 yr. fixed 1st mortgage of 160K at 5.875% and a 20 yr. fixed 2nd mortgage of 40k at 9.00% since ’03
Spaghetti asked: I’ve bought it in April of 2003 in Kihei,HI at 201K.The value of the condo now (Feb.’08) is approx. $350K.Now,what I would like to do is either combine the 2 mortgages into one or pay off the 2nd … Continue reading
Questions about capital gain and the USDA Rural Development Loan?
Lacey asked: My husband and I have had our house since June of 2008. We need to relocate and worry about selling our first house. Question #1—How do capital gains work? Our purchase price was $80,000. Which, was a seemed … Continue reading
Posted in Renting & Real Estate
Tagged Capital Gain, Capital Gains, First House, First Time Home, First Time Home Buyers, Government Website, Home Equity Loan, Inheritance, Map, Money, Original Mortgage, Personal Insight, Time Home Buyers, Usda Rural Development, Usda Rural Development Loan
1 Comment
Getting a mortgage?
Veritas et Aequitas () asked: Okay, if you pay off a home and own it free and clear, can you later get a mortgage on the property? I am basically asking, is there any other option rather than taking out … Continue reading
Posted in Renting & Real Estate
Tagged Conventional Mortgage, Getting A Mortgage, Home Equity Loan, Lot
7 Comments
Fixed or ARM rates Mortgage?
SanRosejha asked: excuse my ignorance, what do they mean when they talk about fixed and ARM rates? And also, we have a balance of $14,000 on a Mortgage with a maturity date of 8/2014, we are planning to get a … Continue reading
Posted in Renting & Real Estate
Tagged Arm Rates, Excuse, Fixed Mortgage, Home Equity Loan, Maturity Date, Rates Mortgage
1 Comment
How do i get a loan with bad credit?
blackberry j asked: I straight out own two properties without mortgages on them, how do i get a home equity loan on one of them if i have bad credit?Wendy
What should I do? Credit question?
Daisey M asked: I am a solvent, stable, well-employed, credit-worthy individual. I bought a house 7 years ago which has more than doubled in value due to the market I’m in and of course, location-location-location. I have about $10k of … Continue reading
The Advantages of a Manufactured Home Equity Loan
asked: Grace
Claiming mortgage interest after divorce?
J S asked: Divorce was final on 12-13-07 but mediation agreement was signed and binding in August 07. We owned two houses and both are still in our name. The mediation agreement gives one house to me and one to … Continue reading
Conventional mortgage-lending based on what value?
sreshowtime asked: Let me see if I can ask this right- If I want to buy a foreclosed property for 237K and the county tax value is at 244K, and other comparables in 2 mile radius are selling for 247k … Continue reading