Tag Archives: Equity Loan

I have a mortgage and a equity loan on my condo. I owe more than it is currently worth. should I forclose?

JB 007 asked: A friend tells me to just foreclose … but I want to keep a roof over my head … All my earnings are going into the home, there is no savings and I just lost my job!Lynn

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How do I buy a new home before I sell my home?

breezy_otay asked: I currently own my home (no mortgage) and have found a bank owned foreclosure in great shape that I want to buy to live in. To purchase the property I would have to sell mine. I want to … Continue reading

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Should I raise the equity limit on my second mortgage loan or just refinance?

I M asked: I want to purchase a home in San Diego, but I have limited income. My current first loan (70,000) is a VA loan, and I have a second ($3000). I only have $5000 on hand for a … Continue reading

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Equity loan on a home thats paid for to pay for repair/remodel?

J asked: i bought a home for 45k.in michigan i had to pay cash for it as it needs alot of work. you name it, it needed it. So i outright own the home no mortgage or anything, its all … Continue reading

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How do “Refinance” companies make profit on equity “interest only” loans?

Michael K asked: Last year, I was compelled to agree to an interest only equity home loan. I paid cash for my home 2 years prior, and owned the home without mortgage of any type. Now, I am paying off … Continue reading

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Invest in Roth IRA or use more Home Equity for Rehab Project?

OP-lo asked: I currently have a stash of cash in a money market earning 3.61% APY. I also have a home improvement project set to start later this month. I have enough cash to cover about 40% of the project. … Continue reading

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what happens to us if we want to sell a house with 2 mortgages and an home equity?

WhoK asked: We have 2 mortgages (1st & 2nd), my friend withdrew an other line of equity. What happens to the equity line loan if we sell this house short? Can we ask the bank to convert equity loan to … Continue reading

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Is there anywhere to get a equity loan to save my home even though now I have terrible credit?

comestiblebeauty asked: I am facing foreclosure. I’ve lost my business. I have a new born son and two school age daughters. I want to either get a loan to pay up the past due portion of my mortgage to start … Continue reading

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