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Tag Archives: Credit Rating
Refi’d Mortgage for debt consolidation – No one paid off creditors ?
Leea asked: When I refinanced my mortgage in May 07 the mortgage broker included 5405.01 in payments allocated to credit collections on my HUD statement. His broker fees were around 6900. I explained that the bulk of the CC collections … Continue reading →
Posted in Renting & Real Estate
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Tagged 7 Months, Credit Rating, Credit Score, Creditors, Debt Consolidation, Headache, Home Equity Loan, Hsbc, Hud, Junk Mail, Payoffs, Refi, Title Company, Wachovia, World Savings
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5 Comments
2nd Mortgage after Bankruptcy: How to Qualify for a Competitive Home Equity Loan
Louie Latour asked: Taking out a second mortgage after a bankruptcy can help you reestablish your credit. Because your home is used as collateral, you will have a much easier time qualifying for decent interest rates when you have bad … Continue reading →
Posted in Real Estate
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Tagged Bankruptcy Help, Bankruptcy Record, Collateral, Competitive Interest Rate, Credit Card Accounts, Credit Rating, Existing Mortgage, Home Equity Loan, Hurdle, Mortgage Bankruptcy, Mortgage Lender, Payment History, Repairing Your Credit, Second Mortgage, Second Mortgages
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Do You Qualify for a Home Equity Loan?
Carrie Reeder asked: When you apply for a home equity loan, lenders consider your creditworthiness when deciding whether or not to extend a loan. Your creditworthiness is assessed based on three things: credit history, income, and loan-to-value ratio.Credit HistoryAs with … Continue reading →
Posted in Real Estate
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Tagged Credit Card Debt, Credit History, Credit Rating, Creditworthiness, Current Mortgage, Current Value, Debt Loan, Debt To Income Ratio, Financial Obligations, Home Equity Loan, Income Loan, Loan Availability, Loan Interest Rates, Mortgage Balance, New Home Loan
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How Your Credit (FICO) Score Affects Home Mortgage Loans
Bryn Andrews asked: What Is FICO?One of the finance options you have for buying a home is through home mortgage loans. There are many companies offering you home mortgage loans where different companies have different terms and policies to be … Continue reading →
mortgage gimmicks?
P. M asked: We have a lot of equity in our home, a credit rating of 661 and wanted to borrow $25k for improvements, NASB -(816)765-2200, says, “we don’t like your credit score”. One other loaner (Quicken)(734)805-5000, says,” there are … Continue reading →
Posted in Renting & Real Estate
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Tagged 25k, 2nd Mortgages, Credit Rating, Credit Score, Equity Home Loans, Gimmicks, Improvements, Mortgage, Property Values, Score One
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11 Comments