Tag Archives: Credit History

Zero Down Mortgage Loans for First Time Home Buyers

Posted on July 20, 2010 by admin

Mary Wise asked: Being a First Time Home Buyer can increase the difficulty in the process of obtaining finance, not only due to the lack of credit history that it implies but because of the inexperience and lack of knowledge … Continue reading →

Posted in Real Estate | Tagged Closing Costs, Credit History, Enough Money, Financial Consequences, First Time Home, First Time Home Buyer, First Time Home Buyers, Home Loans, Inexperience, Lack Of Knowledge, Lenders, Loan Pr, Mortgage Loans, Time Home Buyer, Time Home Buyers | Leave a comment

Do You Qualify for a Home Equity Loan?

Posted on July 6, 2010 by admin

Carrie Reeder asked: When you apply for a home equity loan, lenders consider your creditworthiness when deciding whether or not to extend a loan. Your creditworthiness is assessed based on three things: credit history, income, and loan-to-value ratio.Credit HistoryAs with … Continue reading →

Posted in Real Estate | Tagged Credit Card Debt, Credit History, Credit Rating, Creditworthiness, Current Mortgage, Current Value, Debt Loan, Debt To Income Ratio, Financial Obligations, Home Equity Loan, Income Loan, Loan Availability, Loan Interest Rates, Mortgage Balance, New Home Loan | Leave a comment

can you buy a second home with a 800 credit score and limited history of income?

Posted on May 8, 2010 by admin

Kenetik30 asked: my girlfriend has a condo in los angeles which is worth 300K. She tried to start a business and quit her job 2 years ago. well suffice to say the business is and was not going too well … Continue reading →

Posted in Renting & Real Estate | Tagged Arm Mortgage, Buy House, Credit History, Credit Loan, Credit Score, Girlfriend, Home Equity Loan, Job, Limited, Money Line, Mortgage Dept, Mortgage Line, Mortgage Loan, Start A Business, Start Business | 4 Comments

Bad Credit Home Equity Loans – for Adverse Circumstances

Posted on April 28, 2010 by admin

Johns Tiel asked: Now that market price of your home has substantially gone up and in the mean time you have repaid a larger part of the loan that you took to buy the dwelling place, you would like to … Continue reading →

Posted in Loans | Tagged Arrears, Bad Credit Home Equity Loans, Blemished Credit, Credit History, Current Market Value, Debt Consolidation, Dwelling Place, Education Debt, High Interest, Home Equity Loans, Home Improvements, Installments, Late Payments, S Education, Second Mortgage | Leave a comment

Home Equity Loan For People With Bad Credit

Posted on February 28, 2010 by admin

Finance Brand Blog asked: Bad Credit Home Equity Loans are a Good ThingIf you are in the unfortunate situation of looking as loans for people with bad credit, take heart. You are not alone. More and more people need to … Continue reading →

Posted in Finance | Tagged Bad Credit Home Equity Loan, Bad Credit Home Equity Loans, Bad Credit Rating, College Loan, College Loans, Credit History, Credit Score, Creditors, Home Equity Loan, Loan For People With Bad Credit, Loans For People With Bad Credit, Mortgage Payments, Myriad, People With Bad Credit, School Loan | Leave a comment

Home Equity Loans For Dummy’s

Posted on August 21, 2009 by admin

Terry Edwards asked: Have you noticed that every time you watch your favorite TV show, a home equity loan commercial seems to pop up? Or, you rush out to your mailbox and discover yet another offer wanting you to take … Continue reading →

Posted in Finance | Tagged Appliances, Bad Credit Home Equity Loan, Bill Consolidation, Collateral, College Expenses, Credit History, Current Value, Exotic Vacations, Favorite Tv, Home Equity Loans, Home Improvement Projects, Loan Balance, Luxury Items, Original Mortgage, Variables | Leave a comment

Benefits of Home Equity Loans

Posted on April 30, 2009 by admin

Lesley Lyon asked: Home Equity Loan in terms of common man is, by using an individuals home he can borrow money. In this case the property is used as a collateral guarantee for the money received. It has been understood … Continue reading →

Posted in Finance | Tagged Amount Of Money, Collateral, Common Man, Credit History, Education Expenses, Equity Line Of Credit, Fifteen Years, Home Equity Line Of Credit, Home Equity Loan, Home Repairs, Medical Expenses, Second Mortgages, Span Of Time, Time Frame, Wedding Expenses | Leave a comment

Home Equity Loans-Lower Rates, Smaller Payments, A Better Option

Posted on April 7, 2009 by admin

Albert Alexander asked: Home equity loans are sometimes used for consolidating consumer debt or covering a large expense such as a wedding, college expenses, or home repairs to your existing home. Home equity loans are great in that they use … Continue reading →

Posted in Non Fiction | Tagged Collateral, Consumer Debt, Credit History, Existing Home, Extra Cash, Home Borrowers, Home Equity Loan, Home Equity Loans, Home Improvement, Home Repairs, Interest Rate, Outstanding Debts, Personal Loan, Personal Loans, Several Factors | Leave a comment

My wife and I own our home, but it is over 100 years old and needs substantial work.Any advice will help?

Posted on March 13, 2009 by admin

LostKoss asked: As I stated my wife and I own our home.It is in downtown Milwaukee in an area that is seeing a great deal of improvement. The fair market value is 60,000 ,and we have a home equity loan … Continue reading →

Posted in Renting & Real Estate | Tagged 100 Years, Advice, Credit History, Dependants, Fair Market Value, Home Equity Loan, Jobs, Milwaukee, New Mortgage, Plumbing, Sell House, Siding, Substantial Money, Substantial Work | 4 Comments

What Exactly is a Home Equity Loan, Anyway?

Posted on March 10, 2009 by admin

Ajeet Khurana asked: Did your neighbor just update his or her home and when you asked how they could afford it they stated that they did it all with a home equity loan? If so, you may be wondering exactly … Continue reading →

Posted in Mortgage | Tagged Amount Of Money, Collateral Loans, College Education, Credit History, Home Equity Loan, Home Equity Loans, Home Repairs, Income To Debt Ratio, Lenders, Lot, Medical Bills, Neighbor, Play Money, Unexpected Bills | Leave a comment