Tag Archives: Credit Cards

Re-finance my condo? Second mortgage?

Rachel Green asked: If I re-finance my condo, can I add in other debt like credit cards and such? Or is that when you get a second mortgage? I want to put everything into one monthly payment. I highly DOUBT … Continue reading

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Why are borrowers STILL defaulting on mortgages, even though Obama is subsidizing their loans?

Mousey dung asked: Maybe we should now start paying these people’s alimony, credit cards, and car loans too, what do you think? excerpt… The number of homeowners who defaulted on their mortgages even after securing cheaper terms through the government’s … Continue reading

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family owes me $$ 4 my share of house i am entitled 2 a part they took equity loan twice i got nothin wat 2 do?

true_baseball_fan asked: My older sibling has taken out close to 100 grand on the house on 3 different home equity loans. im excluding the first cus it was small amount and had nothing to do with me. the 2nd loan … Continue reading

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What is my debt to income ratio?

♥ Mary ♥ asked: I have an income of $1497 a month and pay $225 for a home equity loan. (That’s it, no mortgage, no auto loan and no credit cards.) What is my debt to income ratio?Jean

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How will his bankruptcy affect my divorce?

Marie M asked: I filed for divorce in March of 2009 – My ex left in January of 2008. Now he is filing for bankruptcy, how will that affect my divorce (he has yet to retain an attorney for our … Continue reading

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Do I Need a Home Equity Loan

Ken Charnly asked:  You have always done things by the book. Life is good and then all of a sudden things go wrong. Bills are piling up, your cars needs to be fixed, the kids need braces, and one-by-one the … Continue reading

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How to finance home improvements without equity loans? I want payments based on loan terms GREATER THAN 15yrs?

jolifrijoles asked: I am so irritated with the catch-22 of home improvement. You can’t get a loan without having equity (i just bought 4 months ago), and in this market you sure aren’t going to get equity without boosting the … Continue reading

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Should I take out another home loan?

rollsrock18 asked: I’m trying to make a financially sound move, deciding whether or not I should take a second mortgage or home equity loan against the equity in my house. Here’s the scenario: 670 median credit score, debt to income … Continue reading

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Colorado Home Equity Loans

Renold asked: Hi all,I want to share some information with you regarding the benifits of colorado home equity loans.Home equity loans are considered secured loans. A Colorado home equity loan will both allow you to access your home’s equity as … Continue reading

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The Benefits of A Home Equity Loan

Ken Charnly asked: A home equity loan allows you to borrow money using the equity in your home as security. By equity we mean the market value minus any mortgage or loan amount attached to it. You can borrow the … Continue reading

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