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Tag Archives: Credit Cards
Re-finance my condo? Second mortgage?
Rachel Green asked: If I re-finance my condo, can I add in other debt like credit cards and such? Or is that when you get a second mortgage? I want to put everything into one monthly payment. I highly DOUBT … Continue reading
Posted in Personal Finance
Tagged Credit Cards, Home Equity Loan, Mortgage Finance, Second Mortgage
3 Comments
Why are borrowers STILL defaulting on mortgages, even though Obama is subsidizing their loans?
Mousey dung asked: Maybe we should now start paying these people’s alimony, credit cards, and car loans too, what do you think? excerpt… The number of homeowners who defaulted on their mortgages even after securing cheaper terms through the government’s … Continue reading
family owes me $$ 4 my share of house i am entitled 2 a part they took equity loan twice i got nothin wat 2 do?
true_baseball_fan asked: My older sibling has taken out close to 100 grand on the house on 3 different home equity loans. im excluding the first cus it was small amount and had nothing to do with me. the 2nd loan … Continue reading
Posted in Renting & Real Estate
Tagged Blood Brother, Car Payments, Crap, Credit Cards, Damages, Doctors, Family Meeting, Holidays, Home Equity Loans, Knowledge, Meeting Took Place, Mortgage, People, Runaround, Sibling
3 Comments
What is my debt to income ratio?
♥ Mary ♥ asked: I have an income of $1497 a month and pay $225 for a home equity loan. (That’s it, no mortgage, no auto loan and no credit cards.) What is my debt to income ratio?Jean
Posted in Credit
Tagged Auto Loan, Credit Cards, Credit Debt, Debt Ratio, Debt To Income Ratio, Home Equity Loan, Mortgage
4 Comments
How will his bankruptcy affect my divorce?
Marie M asked: I filed for divorce in March of 2009 – My ex left in January of 2008. Now he is filing for bankruptcy, how will that affect my divorce (he has yet to retain an attorney for our … Continue reading
Do I Need a Home Equity Loan
Ken Charnly asked: You have always done things by the book. Life is good and then all of a sudden things go wrong. Bills are piling up, your cars needs to be fixed, the kids need braces, and one-by-one the … Continue reading
Posted in Loans
Tagged Appliances, Braces, Cars, Credit Cards, Credit Help, Fixed Rate, Home Equity Line, Home Equity Loan, Home Equity Loans, Interest Rate, Lump Sum, Right Choice
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How to finance home improvements without equity loans? I want payments based on loan terms GREATER THAN 15yrs?
jolifrijoles asked: I am so irritated with the catch-22 of home improvement. You can’t get a loan without having equity (i just bought 4 months ago), and in this market you sure aren’t going to get equity without boosting the … Continue reading
Posted in Renting & Real Estate
Tagged 30 Yr Mortgage, 30k, 4 Months, Catch 22, Credit Cards, Equity Loans, Extent, Finance, Home Improvement, Home Improvements, Loan Terms, Lot, Money, Personal Loans, Stuff
5 Comments
Should I take out another home loan?
rollsrock18 asked: I’m trying to make a financially sound move, deciding whether or not I should take a second mortgage or home equity loan against the equity in my house. Here’s the scenario: 670 median credit score, debt to income … Continue reading
Colorado Home Equity Loans
Renold asked: Hi all,I want to share some information with you regarding the benifits of colorado home equity loans.Home equity loans are considered secured loans. A Colorado home equity loan will both allow you to access your home’s equity as … Continue reading
Posted in Mortgage
Tagged Amount Of Time, Collateral Loans, College Educations, Credit Cards, Existing Mortgage, First Mortgage, Home Equity Loan, Home Equity Loans, Medical Bills, Mortgage Banks, Mortgage Interest Rate, Mortgage Lenders, Second Mortgage Loans, Second Mortgages, Traditional Mortgage
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The Benefits of A Home Equity Loan
Ken Charnly asked: A home equity loan allows you to borrow money using the equity in your home as security. By equity we mean the market value minus any mortgage or loan amount attached to it. You can borrow the … Continue reading