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Tag Archives: 1st Mortgage
I have a 30 yr. fixed 1st mortgage of 160K at 5.875% and a 20 yr. fixed 2nd mortgage of 40k at 9.00% since ’03
Spaghetti asked: I’ve bought it in April of 2003 in Kihei,HI at 201K.The value of the condo now (Feb.’08) is approx. $350K or even higher.Now,what I would like to do is either combine the 2 mortgages into one or pay … Continue reading
I have a 30 yr. fixed 1st mortgage of 160K at 5.875% and a 20 yr. fixed 2nd mortgage of 40k at 9.00% since ’03
Spaghetti asked: I’ve bought it in April of 2003 in Kihei,HI at 201K.The value of the condo now (Feb.’08) is approx. $350K.Now,what I would like to do is either combine the 2 mortgages into one or pay off the 2nd … Continue reading
home is paid in full, want a 1st mortgage but have only lived in it for 6 months. 12mo waiting period. wtf?
J asked: bought a home for 45k.in michigan back in november so its been about 5 months. every bank is telling me that you have to reside in the home for 12 months in order to use the market value … Continue reading
1st mortgage for a home thats paid in full?
J asked: bought a home for 45k.in michigan back in november so its been about 5 months. every bank is telling me that you have to reside in the home for 12 months in order to use the market value … Continue reading
Posted in Renting & Real Estate
Tagged 12 Months, 1st Mortgage, 203k Loan, 5 Months, Fixed Rate, Home Equity, Livable Condition, Neighborhood, Paid In Full, Pile Of Crap, Rate Id, Roof Windows, Siding
3 Comments
Should I stay away from a second mortgage interest only loan?
dwanal asked: I’ve been approved for a 1st mortgage at a fixed rate of 7.38 and a 2n mortgage interest only at 10.425. This loan is for an investment property. I’ve been told that the 2nd loan is Home equity … Continue reading
Will Bank Of America reduce my home equity loan?
Hunter Elisabeth asked: I am working with NACA to possibly reduce my 1st mortgage through GMAC & my 2nd is with B of A. She said once they (NACA) negotiate with GMAC, then *maybe* they can move on to Bank … Continue reading
Posted in Renting & Real Estate
Tagged 1st Mortgage, Bank America, Bank Of America, Gmac, Home Equity Loan, Naca, Supposedly
2 Comments
How do I get out of a negative home equity situation with EMC Mortgage and 5/3 Bank?
LifeSaver asked: I tried to re-finance my 1st and 2nd mortgage with these two banks and was not successful due to owing more on my mortgages than my house is worth (& high credit card debt of about $25K). My … Continue reading