I own a paid off home valued at 120k can I get a new mortgage for 75k?

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2 Responses to I own a paid off home valued at 120k can I get a new mortgage for 75k?

  1. alexeok says:

    HARLEY

    First thing to do is to get a professional appraisal of your property. If in fact shows that you have equity in your house, then you can talk to lenders in your area. Institutions will loan you money if you have something to respond with if you don’t pay your loan. Equity in your house is the best option to take based on the info you are providing. TIP: Shop around. Good luck

  2. Quicken Loans says:

    ELMER

    Getting that much cash shouldn’t be a problem – you’ll still have quite a bit of equity left. FHA sounds like the right loan for you – it allows cash out up to 95% (you would be under 65%) and FHA is the most flexible when it comes to credit.

    Posting a link about FHA – feel free to get in touch with me directly through my profile if you’d like!

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