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JULES
(1) if it’s a first lien on the property by virtue of paying off the original mortgage, yes it can.
(2) Deed in lieu would be up to your lender; and you might still owe the difference between sale price and fees and what you owe.
YOu need to be talking to your lender.
JESUS
If you home has enough equity to satisfy all liens senior to the one being foreclosed, they can to it and make money. What ever liens are junior to it will still be your responsibilty.
The only way to stop the foreclosure, is to negotiate payments with or pay them off! If you don’t you will loose all the equity in your property and still owe the junior lien holders. ACT FAST time is your enemy!
There may be a chance that this loan is defective, you may want to talk with a consumer rights attorney.
ARNOLD
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