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GIOVANNI
It sounds like your credit scores will be way to low to get a new loan with anyone, particularly a 2nd. You’re best bet is probably to contact the current servicer of your mortgage and ask to speak to the loss mitigation department. Explain to them the situation and see if they are willing to modify or combine your 2 loans. No lender that is not currently holding your loan will be willing to work with you at this point, sorry.
TIMOTHY
Contact a mortgage broker and explain your situation. They should be able to find the right plan for you.
LEE
Well as you are well aware your cash flow is income, like a dam that is filled by the stream of water “cash flow”, also you may have to sell some of your assets because they are not producing. It sounds simple.
Only the things that produce cash flow are the one you keep.
No?