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DEVIN
Probably not, but only the bank knows for sure.
JERALD
You will not be able to get a home equity loan. In fact most lenders have stopped doing them completely. If there is a bank doing it, 2yrs out of bk definately not. FHA only requires 2 yrs out of BK while conventional requires 3 or 4 depending on the bank. I see your dilemma about the FHA loan limits. Try speaking to a loan officer about FHA jumbos for your area.
GALEN
I would make an effort to work out a payment plan to the IRS. Talk to them directly. You may come out ahead. Because of a bad accountant we had at our church, the IRS almost put a lien on our church property. But working with them, we were able to pay the taxes owed and they forgave most (not all) of the penaties. That was a rude awakening! Churches are not 100% tax free.
The bank may loan up to 80% of your appraised equity if your credit is good. I don’t know how they would view your scores.
The $80k really means nothing. It’s going to boil down to how much extra money you have each month to pay the IRS or the bank.
KURTIS
There are a lot of benefits when you have a home equity. First of all, it increases the value of your home. Moreover, you can make use of it so you will be able to improve your credit rating should you decide to apply for a home equity loan.nBut do you exactly know how to make good use of your loan? Just to help you out, here are 4 tips for you.
SOLOMON
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