Category Archives: Credit

anyone had problems with irwin home equity and refinancing loans they hold?

Kaydee asked: I have a 2nd mortgage with irwin. 3 years ago i declared bankruptcy for medical reasons but did not reaffirm this mortgage. I did not know that i needed to and Irwin was not present at the hearing. … Continue reading

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Is a home equity loan an ideal way to pay off credit card debt?

bodyC asked: Ok, this is unconventional – My mom is disabled. Her home was affected by Katrina. Her home is finally fixed. However, during the past two years, she’s accrued close to $100,000 in credit card bills to pay off … Continue reading

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What kinds of loans would we be eligible for?

everafter325 asked: My husband and I bought a small house two years ago and now we have our daughter and it is just too small. We would like to add on to the back and add a second story. We … Continue reading

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Can I get a home equity loan 2 years after bankruptcy?

Chris G asked: I had a business failure that caused a personal chapter 7 bankruptcy which was discharged in April of 2007. I currently have a tax lien on the home due to some IRS penalties, interest and taxes owed … Continue reading

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where do i get a home equity loan with bad credit?

Kelly asked: anybody had luck with beneficial mortgageVANCE

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can a reverse mortgage be paid back before death?

bren1999 asked: We went to the bank yesterday to find out about loan options. My Mom is 80 years old and is almost broke. The banker told us that we CAN make monthly payments on a reverse mortgage. But I … Continue reading

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home equity or new mortgage?

lee b asked: I own a house free and clear, FMV about 58000.00, its a rental, score is 600. Can I get a loan? I have about 6K in 401K. All my money is in the rental house. Any suggestion … Continue reading

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If I choose to blow off a mortgage loan, how long will it take to regain credit?

badgirl asked: BadGirl has an idea. What if I dump all of my student loans into a refinance and/or home equity (on property I own, but need to unload), and then I decide to bail on that property. It will … Continue reading

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I have alot of credit card debt, how can I get a personal loan to pay them off without hurting my good credit?

cme4ins asked: I contacted a debt solution program but they say my credit will be hurt until I get these paid off. My credit is real good I just have alot of credit card debt that I would like into … Continue reading

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Can you take your name off a home that you cosigned for?

Team Tyler’s Van asked: My husband cosigned a 50,000 home equity loan for my mom n law’s house.Mom is schizophrenic and can’t pay the mortgage the bank wants to forclose on her.My mother n law doesn’t want to sell the … Continue reading

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