Monthly Archives: July 2010

can anyone answer this correctly?-equity loan math question?

girasol2525 asked: Ramon owns a home that was appraised for $132,600. The balance remaining on his existing mortgage is $43,260. Ramon’s credit union is willing to loan an amount up to 70% of the appraised value of a home. Based … Continue reading

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The mortgage bailout money?

BirdogsID asked: Where can I get my share of the mortgage bailout funds? My home was overvalued by bank of america and I am going to be foreclosed on, not to mention, I am in texas and there is a … Continue reading

Posted in Renting & Real Estate | Tagged , , , , , , , | 3 Comments

Reverse Home Mortgage – Put Your Equity to Work For You

Addison Clark asked: A reverse home mortgage is a loan that has features that make it reverse of the traditional loan. Instead of having to make monthly payments on a mortgage, you can receive payments. Instead of having to turn … Continue reading

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Second Mortgage Loans Can Help You Consolidate Your Debt

Barry Byers asked: Second mortgage. The term used to have negative connotations – people with a second mortgage were assumed to have extreme financial difficulties and poor money management skills.That perception has changed for many reasons. Housing prices have reached … Continue reading

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EquityReach Mortgage Soluitons

turnherelocal asked: “A mortgage specialist will help you get a home loan quickly at the best rates and terms for any financial situation. Prequalify, apply and get approved for mortgage home equity loans. Purchase or refinance your real estate loan, … Continue reading

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Zero Down Mortgage Loans for First Time Home Buyers

Mary Wise asked: Being a First Time Home Buyer can increase the difficulty in the process of obtaining finance, not only due to the lack of credit history that it implies but because of the inexperience and lack of knowledge … Continue reading

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Can I use equity in a 2nd home to lower my primary home’s mortgage principal?

mckgolfman m asked: I have a condo that I rent out and I have a line of credit that is at a lower interest rate than my mortgage. I am thinking about taking out some of that money to lower … Continue reading

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Understanding the Home Equity Conversion Mortgage

Tony Newton asked: You’ve probably have heard of home equity conversion mortgage or HECM. This was introduced by the government through the Federal Housing Administration as a way to assist senior citizens to secure loans. This is a federally insured … Continue reading

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What will happen to the equity of your house by 2-4 years from now if the home was loan modified today?

jacque1016 asked: Example: Previous value of house $300K and currently paying in mortgage, current value $200K and applied for loan modification, after 2-4 years from now $400K. Will the $200K additional value be considered as equity or AUTOMATICALLY be added … Continue reading

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Negative Equity and the 125% Mortgage

Jay Tillotson asked: Back in 2007, a new mortgage appeared on the market which seemed like a godsend for first-time buyers – the 125% mortgage. The idea was that you could borrow the full cost of the property, plus 25% … Continue reading

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