Monthly Archives: June 2010

How Your Credit (FICO) Score Affects Home Mortgage Loans

Bryn Andrews asked: What Is FICO?One of the finance options you have for buying a home is through home mortgage loans. There are many companies offering you home mortgage loans where different companies have different terms and policies to be … Continue reading

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Can we bankrupt an equity loan w/o losing our house. Both are by the same bank.Wells Fargo?

Fennis asked: Wife and I took out a 50g equity loan over 4.5 yrs ago. At the time we both worked for a big company. We never thought we would both lose these jobs less than a year apart.( My … Continue reading

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How Reverse Mortgages Work by Using Home Equity

Juhani Tontti asked: Most home types are accepted. The qualification terms are flexible, because the target of the U.S.Government was to offer this chance to as many seniors as possible. If a senior is at least 62 years old, owns … Continue reading

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Home Equity Loan: Second Mortgage Loan Advantages

Louie Latour asked: If you are a homeowner considering a home equity loan, a second mortgage might be a better choice than a home equity line of credit. Second mortgages have several advantages in today’s economy. Here are the basics … Continue reading

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What is the difference between refinancing a mortagage and getting a home equity line of credit?

Lizzie asked: My home has appreciated significantly, and I’m looking to pay off my current adjustable rate mortgage and get a fixed rate loan at a lower interest rate, as well as extra money to fix it up and pay … Continue reading

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I have a mortgage and a equity loan on my condo. I owe more than it is currently worth. should I forclose?

JB 007 asked: A friend tells me to just foreclose … but I want to keep a roof over my head … All my earnings are going into the home, there is no savings and I just lost my job!Lynn

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Reverse Mortgage Loans! Cash From Your Home Equity

Juhani Tontti asked: For a senior it is important to understand the key features of the reverse mortgage loans, before he goes on, because some lenders have done false offers trying to utilize the seniors, who do not have a … Continue reading

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